The Economic Injury Disaster Loan (EIDL) can now be applied for on the SBA website at the following link: https://covid19relief.sba.gov/
Although you can only have one SBA loan application pending, the EIDL can later be refinanced into the Paycheck Protection Program (PPP) when those applications are available. Currently, the FDIC Banks and Credit Unions are awaiting guidance from the SBA on how the process will work for PPP loans.
For information on the CARES Act PPP loan, please use this link: https://www.uschamber.com/sites/default/files/023595_comm_corona_virus_smallbiz_loan_final.pdf
Please contact ADKF to help you distinguish the difference between the EIDL and PPP.